|As the holidays approach, I enjoy receiving cards and notes from friends and clients wishing health and happiness into the New Year. In particular, I have noticed over the years the many pictures of pets that are happily displayed. The innocence and loyal love we receive from our furry friends is uniquely American. In my home, we have Rocky, our black lab, who we adopted during Covid and has been a joy (at least most of the time)! |
If you have a pet, their health and safety is likely at the top of your mind, and you should know what the laws are if something ever happens to them. Currently, state law provides a right to recover up to $10,000 in compensatory damages if your pet is killed due to the negligence of another. Damages generally include the fair market value of the pet and reasonable cost of veterinary care. However, a pet owner cannot recover damages for mental and emotional distress from the death of a pet, even if someone intentionally killed your pet. Many other states recognize a greater right of recovery if someone maliciously injures your pet. Considering the roles of pets in our lives, should our State permit the recovery of emotional distress damages when a pet dies from intentional conduct? We would love to see your thoughts on our Facebook page.
In addition, if your pet injures another individual, you may have coverage under your own homeowners’ policy. If you are a victim of an animal bite, you should consult with our office regarding your legal rights.
Your End of Year To-Do List:
Have you reviewed your auto insurance policy recently? With winter weather approaching, I highly recommend an annual check on your policy and a candid discussion with your Agent to make sure you are protected from drivers with minimal coverage. So often, I am the one who has to tell my accident victims that even though you were hurt by a negligent driver, there is little or no insurance to fairly compensate you for your medical bills, lost income, and pain. There is a solution – making sure you have uninsured motorist and underinsured motorist coverage in excess of $100k on your own policy. Coverage for UM or UIM motorist matters should not be overlooked. Call me if you have any questions. The State also has an excellent online pamphlet at Maryland Insurance Administration.com for further information.
Do you have a Will and Power of Attorney? Is it up to date? I can make the process simple, straightforward and streamlined. Contact my office for guidance (we can do it remotely) and cross this off your list.
On behalf of the Angelos Legal Group, I thank you for your kind support over these many years. As I enter my 32nd year of practice, please know that we are here to represent you and your families for your legal needs. Have a great holiday season and a healthy New Year. John C.M. Angelos: (410) 252-2066, C: (410) 913-5560